For parents, college is a simultaneously exciting and daunting enterprise. On one side of the creek, you’ve instilled within your child a sense of adventure and a love of education—good job! On the other, you may have just signed you, your graduate, and the family up for decades of loan payments and debt mitigation. That […]
When you think about how to save money, spend it wisely, or invest it wisely, those are the big levers to financial success and freedom. However, people often miss some crucial moments to save or make sure they are in good shape, and they are very common moments that I want to mention. #1 Accounting […]
I hear this quite a bit. People see investors who talk openly about their strategies and hidden in their discussion is how much cash they keep on hand. It’s usually a throwaway comment, which is probably why people think they are really missing something as it comes off like something that everyone knows. Here are […]
Deciding when to retire is never easy. You need to have a firm grasp on what your current living expenses are and what your future living expenses may look like. Even then, it’s an exercise that based in the fundamental uncertainty that is life and mortality. Sure, there are certain kinds of data you can […]
It’s seemingly never long enough before the full weight and responsibility of adulthood hits you. Several years of student loans may have carried you through college and while (hopefully) it’s paid off with gainful employment after graduation, there’s still the ins and outs of managing your student loan debt. Or maybe you took a different […]
A generation ago, the big thing was to save for a car. Nowadays, owning your own car isn’t as necessary or as much of a status symbol as it used to be. Take that first paycheck or two and buy yourself a new phone, shoes, or TV. Even still, there are even bigger things teenagers […]
When we’re very young, we’re still in our parent’s boat on the Clear Creek of the family’s financial life. Simply understanding the concept of money and that things have a cost is an important development stage for the young child. There are a number of ways you can do this as your kid grows up—whether […]
At any particular point in your life, you can probably think of your financial circumstances as a creek of moving water, sometimes getting caught up in swells and eddies, sometimes crashing against rocks, and sometimes rushing forward more quickly than is entirely safe. But we also like to think of a creek as a larger […]
